Debt Elimination

Understand what debt is and how it works
What are the benefits of getting your debt paid off
Identify different types of debt – line of credit, revolving, etc
Dangers of co-signing
Pros and Cons of debt consolidation
What do you do when the minimum debt payments are more than you have available to pay them
Best practices, tips, and strategies for staying out of debt
How to use credit to improve your FICO credit score while not spending money on interest
What is the Fair Debt Collection Practices Act (FDCPA)
Why you need to know about the 1099-C tax form

Review the workshop materials annually to ensure the information is up to date and complete

Printing students worksheets and workbooks
Host a workshop at your location for new or youth account holders
Offer a fee waiver, reduced interest loan rate, or other benefit for clients who complete financial workshops or coaching

Offer a fee waiver, reduced interest loan rate, or other benefit for clients who complete financial workshops or coaching
Host a workshop at your location for new or youth account holders
Host a Lunch N Learn, 1/2 day, or full day workshop
Employee Benefits can be offered to help cover cost of financial workshops and coaching.