Debt Elimination Life-Skills: Understand what debt is and how it worksWhat are the benefits of getting your debt paid offIdentify different types of debt – line of credit, revolving, etcDangers of co-signingPros and Cons of debt consolidationWhat do you do when the minimum debt payments are more than you have available to pay themBest practices, tips, and strategies for staying out of debtHow to use credit to improve your FICO credit score while not spending money on interestWhat is the Fair Debt Collection Practices Act (FDCPA)Why you need to know about the 1099-C tax form Volunteer Opportunities: Review the workshop materials annually to ensure the information is up to date and complete Donor & Sponsorship Opportunities: Printing students worksheets and workbooksHost a workshop at your location for new or youth account holdersOffer a fee waiver, reduced interest loan rate, or other benefit for clients who complete financial workshops or coaching Opportunities to help your clients and employees: Offer a fee waiver, reduced interest loan rate, or other benefit for clients who complete financial workshops or coachingHost a workshop at your location for new or youth account holdersHost a Lunch N Learn, 1/2 day, or full day workshopEmployee Benefits can be offered to help cover cost of financial workshops and coaching.